Spanish housing market

Spanish banks and housing market

Mortgage Credit in Spain Continues To Fall: What Can Be Done?

Raimundo Poveda | Spanish banks must find somewhere to invest. Their retail credit, for now with a low level bad debts, has been growing at an accelerated rhythm for the last couple of years. But that is where the good news ends. Credit for house purchases, by far the most important component in household credit, and in all private sector credit, continues to fall (2.5% in 2017).


Spanish housing market

Impact of Brexit on Spain’s housing sector recovery

CaixaBank Research | Spain’s property sector is on the up and up again, as can be seen from the trend in housing purchases over the last two years. These have been rising at double digit rates, fuelled by a recovery in the jobs market combined with favourable financial conditions.


Spain home market

Can The Solid Recovery Of Spanish Property Market Be Sustainable?

J.L.M. Campuzano (Spanish Banking Association) | The current strong recovery of Spanish housing market has re-opened the debate about its sustainability. Some figures could support it is. According to last Bank of Spain’s data, the net wealth of the Spanish families is rising at 6.9% on a y-o-y basis. It currently exceeds 119.4 % of GDP. As regards to housing wealth, it now means 420% of GDP. Also a better financial position of families with a debt level at 63.4 % of GDP very near the European average.




Why are UK home prices rising? Check the sector’s lack of capacity

MADRID | By Julia Pastor | The evolution of the UK’s real estate market is one of the major risks assessed by the BoE in recent months. In fact, the demand has gained great traction since 2013, backed by better credit lending conditions, the increase of confidence and the oficial program Help to Buy.