spanish households

families deposits

Spanish Families Earmark 5% Of Their Financial Savings Directly For The Stock Market

Fernando Rodríguez | Spanish househods held direct investments in listed equities for a balance of 131,441 million euros at the end of the first half of this year, 5.3% of their total resources dedicated to financial savings, according to the statistics of Inverco, the collective investment industry employers’ association. In the last 20 years, this percentage has fluctuated between the 10.5% maximum in 2000, and 4.5% in 2011 -with the economic crisis at its peak.

Household savings rate at historical lows

Should We Be Concerned About The Low Household Savings Rate?

The household savings rate lay below 6% of gross disposable income in 2017, a figure similar to 2007 just before the real estate bubble burst, and well below the peak reached in 2009 of 13.4%. What factors explain the sharp decline that has occurred in the last few years?  CaixaBank Research focuses on this issue.