The so-called insolvency moratorium for all companies in a situation near bankruptcy will be extended for the third time since the the health crisis began. A good number of experts believe that with this new extension, the situation of those firms will only get worse, as this is not sustainable indefinitely. In December 2020, the Spanish government did not consider either the criteria of the Bank of Spain, which flagged the moratorium would allow a higher survival rate of non-viable companies.