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vivienda

In Spain 19th January 2026

Best November in history for home sales in Spain: 58,546 transactions recorded

CdM | Home sales achieved their best November in the historical series. In total, 58,546 transactions were recorded, representing a year-on-year increase of 7.8%, according to data provided by the National Statistics Institute (INE). 21.8% of the homes sold in November were new and 78.2% were second-hand. Specifically, the number of transactions involving new homes increased by 4.1% compared to November 2024, with 12,742 transactions. Not so many had been…

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Spanish banks credit lending

Spanish economy 8th January 2026

Government Caps Consumer Credit at 22%

To limit the cost of credit, the Government is using the APR (Annual Percentage Rate) as a reference, as this indicator reflects the final price paid by the customer, including all expenses associated with the loan. The APR offered by financial institutions may not exceed a specific maximum level, which will be set based on the average consumer credit rate published by the Bank of Spain, plus a margin depending…