The mortgage market in the Netherlands is one of the largest in Europe relative to its GDP, offering significant potential with a mortgage loan volume in the system of around €900,000 M by the end of 2025. Report by Renta 4 Bankinter has reached an agreement to acquire 100% of the share capital of Tulp Hypotheken Holding B.V., a Dutch platform specialising in mortgage brokerage and financing. The completion of…
Deutsche Bank | Bankinter’s (BKT) first-quarter 2026 results have confirmed its strategy focused on delivering solid returns, with an excellent return on equity (RoTE) of 20% and robust net profit growth. This reflects disciplined volume expansion, improved margins and a diversified revenue base. International operations, particularly in Ireland and Portugal, are key to profitable growth and should deliver better risk-adjusted returns, in contrast to a selective stance in the competitive…
CdM | Bankinter (BKT) has taken a step forward in the digitalisation of its financial communications by launching ‘MemorIA’, a generative artificial intelligence agent that allows users to consult and interact with the information contained in its 2025 Annual Report using natural language. With this initiative, the bank becomes the first company in the Ibex 35 to incorporate a tool of this kind into its annual report. The new agent…
Alphavalue/ Divacons | On Friday, the rating agency Morningstar DBRS improved its outlook on Bankinter, raising its outlook from ‘stable’ to ‘positive’. Despite this improvement in the forecasts, the agency has decided to maintain the entity’s rating unchanged, reaffirming it at “A”. The agency justified the improvement in Bankinter’s outlook on the basis that the bank is well positioned to sustain robust levels of profitability in the medium term, and…
Jefferies | Fourth quarter 2025 results are in line with forecasts, but we believe that the slight decline in net interest income will be the main topic of discussion today. The cost of deposits remained virtually stable during the quarter, thanks to the great success of the digital account promotions carried out during the fourth quarter of 2025, with a new campaign announced in January. We believe this raises questions…
Link Securities | Bankinter (BKT) and Acciona Energía (ANE) have signed a collaboration agreement to offer the bank’s business customers a comprehensive energy services solution for their facilities, with favourable financing conditions, according to yesterday’s report on the Bolsamanía website. According to both companies, the solutions offered include photovoltaic self-consumption projects, storage batteries, electric vehicle chargers and aerothermal energy. On the one hand, Acciona Energía will provide a turnkey service…
Jefferies | Reported 4Q net income in line with consensus, helped by a low effective tax rate in the quarter (with the print an 11% miss at PBT level). This PBT miss was primarily driven by €34m in other impairments, with pre-prov a 2% beat. Revenues were a 2% beat vs consensus, however this was driven by strong fees (5% beat), with NII dynamics a touch soft, down 3% quarter-on-quarter,…
Link Securities | The Bank of Spain (BdE) has informed Bankinter that the Single Resolution Board, as the group’s resolution authority, has taken a decision determining the minimum requirement for Total and Subordinated own funds and eligible liabilities (MREL) for Bankinter. This decision sets a binding total MREL requirement, to be met as from its notification, at the consolidated level, of 20.31% of the Total Risk Exposure Amount (TREA) and…
Link Securities | JPMorgan Chase has emerged with a stake of more than 3% in Bankinter, as reflected in the records of the National Securities Market Commission (CNMV). Specifically, the US bank holds a 3.019% stake in the bank, of which 1.947% is a direct holding and another 1.072% through financial instruments.financial instruments. The bank thus surpasses Fidelity, which holds 2.83%, and is slightly below Lazard, with 3.032% of the…
Jefferies | 3% PBT beat vs. consensus in 2Q24, driven by better NII, fees and costs, only offset by a small miss on impairments. The print confirms NII trends are still positive, with 1% quarter-on-quarter growth (while cons was expecting a step down), as margin dynamics still prove supportive (cost of deposits flat in the Q). Costs were 1% lighter than cons. and trending better than the LSD-MSD year-on-year growth…